Union Plus Personal Loan

Your Future Starts Now

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If you are experiencing financial hardship due to the Coronavirus pandemic, please call 855-550-9125 to discuss enrolling in the Deferred Payment Plan.

Put The Union Plus® Personal Loan To Work For You

Take control of your financial future by getting fast and convenient access to the money you need.

Whether you are consolidating your higher-interest credit cards and revolving debts, or are covering a sudden emergency or major purchase — with the Union Plus® Personal Loan, you can prepare yourself for a better future.

Work Toward the Freedom and Flexibility You Deserve

With the Union Plus Personal Loan, you get just the options you need for a more secure financial future — flexibility, freedom and peace of mind.

Get Started

Get started below to begin an application online.

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Personal Loan application


  • Apply for a loan amount up to $30,000
  • Request the term of your loan from 36-72 months1
  • Save interest with low fixed rates2
  • Consolidate payments into one simple, monthly payment
  • Save money with no annual fees, pre-payment fees or origination fees
Peace of Mind
  • We are committed to your satisfaction. Within the first 45 days, if you change your mind for any reason, just return the entire loan amount. No fees, penalties or interest will be charged. 

How it Works

Applying for your Union Plus Personal Loan is as easy as 1-2-3!

Get started with your application online.

Get a decision over the phone from a dedicated, U.S.-based Loan Specialist.

You can tell us to which creditors you want the money sent. Verify your balances, account numbers and payment addresses with the Loan Specialist.

Important Information

*Please read "Key Information on Your Loan."

1Your repayment terms will depend on your APR and loan term for which you qualify. Example: On a 9.99% Fixed APR loan you will have (1) 36 monthly payments of $32.26 per $1,000 borrowed; or (2) 48 monthly payments of $25.36 per $1,000 borrowed; or (3) 60 monthly payments of $21.24 per $1,000 borrowed; or (4) 72 monthly payments of $18.52 per $1,000 borrowed. Your APR will be in the range of 7.74% Fixed APR (if you are enrolled in AutoPay) to 15.99% Fixed APR, depending on your creditworthiness. See Key Information on Your Loan for more details. 

2Your APR will be established when we discuss your specific request with you and will be in the range of 7.99% Fixed APR to 15.99% Fixed APR, depending on your creditworthiness. You may receive a 0.25% interest rate discount by enrolling in AutoPay. To qualify, you must set up automatic payments from a checking or savings account at the time of loan origination. When you enroll in AutoPay, a rate as low as 7.74% Fixed APR may be available, depending on your creditworthiness. See Key Information on Your Loan for more details. 

Loans cannot be used for postsecondary educational expenses or tuition, or to consolidate post-secondary educational loans. Other restrictions may apply. 

By agreeing to these terms, you are also authorizing First National Bank of Omaha to verify your employment, income and other relevant information.

Loans are made and serviced by First National Bank of Omaha. 

Copyright © 2017 First National Bank of Omaha. All rights reserved. 1620 Dodge Street, Omaha, NE 68197.