All the ways we help union members when times are tough
Have you been laid off?
Layoff assistance helps union members who have lost their jobs. You may be eligible for a job loss grant and other benefits to help keep you going.
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Hardship help benefits

Strike Benefits
If you’re on strike, you may be eligible for a grant that you'll never need to repay.

Layoff or Furlough Assistance
If you've been laid off, you may be eligible for a grant and other benefits to help cover your bills.

Mortgage Assistance
If you’re concerned about missing a house payment because of a strike, disability or other valid reason, mortgage assistance may help.

Debt Management
Debt and budget experts can help you get back on your feet when you’re drowning in debt.

Save My Home Hotline
If you’re facing mortgage payment problems, talk to a HUD-certified housing counselor. It’s free and confidential.

Credit Counseling
Get a free consumer credit counseling session to help you catch up on your credit card bills.

Bankruptcy Counseling Fee Waiver
Get the $50 bankruptcy pre-filing counseling fee waived.

Disaster Relief Grants
If you’ve been impacted by a natural disaster, you may be eligible to receive a $500 disaster relief grant that doesn't have to be repaid.

Hospital Grant
You may be eligible to receive a grant to help pay your hospital bills.

Disability Benefits
We’re here with help for eligible union members who are of work due to a disability or illness.

Medical Bill Negotiating Service
If you're struggling to pay doctor and hospital expenses, get help negotiating medical bills.
Summary Plan Descriptions for the Union Plus Hardship Programs:
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Look what people are saying
The assistance we received certainly helped us deal with the realities of the situation.
Thomas O. IAFF Local 90
It was nice knowing that someone was working for me just because I am a union member. I didn't realize this union benefit existed, but I'm so glad it does. It put me in a much better position to pay off my medical bills.
Angela N. AFT/AFSCME, Local 300
I made a phone call, and wow—one phone call to Union Plus—they really helped me out. It was incredible. It was almost like a dream.
John S. IBEW